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We recommend having your roof inspected at least once a year, especially if it’s 10 years old or older. It’s also a good idea to schedule an inspection after severe weather events such as high winds or hailstorms, as these can cause hidden damage that may lead to costly repairs if left untreated.
The insurance process typically takes 2–6 weeks, depending on your carrier and how quickly they respond. Here’s a simple breakdown of what to expect:
Inspection & Filing the Claim (1–3 days)
Once we inspect the roof and confirm storm damage, the claim is filed immediately. Some carriers schedule the adjuster inspection within a day or two—others take a bit longer.
Insurance Adjuster Appointment (3–10 days)
The insurance company sends an adjuster to verify the damage. We meet them onsite to make sure nothing is overlooked and missing items on your estimate back from your insurance carrier.
Approval & Initial Payment (1–2 weeks)
After the adjuster visit, the carrier reviews everything and issues an approval. The first payment (ACV) usually arrives around this time.
Production & Material Ordering (3–7 days)
Once approved, we order materials and schedule your installation date. Most roofs are completed in 1 day.
Final Inspection & Release of Depreciation (1–3 weeks)
After work is complete, we send all documentation back to the carrier so they can release the final payment (recoverable depreciation).
Most full roof replacements take 1 day from start to finish.
We primarily use IKO Dynasty shingles on most of our projects. These shingles are known for their durability, high wind resistance, and advanced color options. As Certified RoofPros with IKO, we are trained and trusted to install their products to the highest standards, ensuring long-lasting performance and warranty protection for your home.
Yes, we offer flexible financing options to help make your roofing project more affordable. Whether you're planning a full roof replacement or need unexpected repairs, our financing plans can be tailored to fit your budget. Contact us to learn more about available terms and how to apply with $0 down.

I cant be more happy how everything has turned out. Lifetime builds has helped us get brand new siding, roof & brand new gutters completely covered under our Insurance. They handle the entire claims process. They made sure we were updated frequently even tho allstate was delaying and trying to deny. I wouldnt look for any other company than here very knowledgeable and know how to go thru insurance hoops
Lifetime builds help me get a new roof and siding on my home hassle free thru insurance. I cant be more excited about the process. They made the process smooth and hassle free with dealing with our insurance carrier

I can't be more pleased with the experience with will and lifetime builds they made the insurance process very smooth and quick. I love my new roof and siding. Can't be happier with the results look no further if you need a company to handle our insurance claim.

"Roofs Built to Last, Trusted For Life"
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